Regulatory reporting requirements

Firms will be required to submit a suite of regular reports to the FCA to ensure their on-going authorisation. 

Firms with a Limited Permission will not be required to submit all of these reports, which are summarised below:

Reporting form

Which firms?Summary of content

Financial data

Full Permission

Key financial figures including capital, assets, liabilities, exposures, income and profits. 


Full Permission

Revenue, customer and transaction volume, together with an indication of the main method used to generate income.


All lender firms 

Breakdown of value and amount of loans, arrears and interest rates.

Debt management

Debt management firms and large not-for-profit debt advice bodies.

Capital requirement and capital resources.  Number of debt management plans ending early.

Client money and assets

Debt management firms and not-for-profit debt advice bodies.

Highest balance and number of clients.  Amount of client money held for longer than 5 days.

Debt collection

Firms undertaking debt collecting including peer-to-peer lending platforms that collect debts due under the loans they facilitate. 

Breakdown of number and value of debts by stage of placement.

Key data

Limited Permission

Credit-related income, total revenue, number of transactions and complaints, main credit-related regulated activity.

Credit broking websites CCR008Brokers who may or will charge a fee in connection with credit broking activities.To notify about the address for websites.